What the affordable care act means for your bottom lineWhen Colorado jeweler John W. Purvis III wanted to find out how “Obamacare” would affect his Lakewood retail store, Purvis Jewelers, he turned to his insurance agent for some answers. What he got was a good deal less.“He was confused,” recalls Purvis. “He said he wasn’t sure what the legislation meant and how it would affect me.”Jewelers across the country are running into similar ­levels of uncertainty as they attempt to understand the implications of the federal 2010 Patient Protection and Affordable Care Act (ACA). In many cases, they have little idea if the law will help cap their premiums or saddle them with costly mandates and fines.If the law’s details are murky, there’s no doubt that everyone would like to find a solution to the continuing problem of rising costs. Annual premiums for employer-provided famil