For the second year in a row, Wal-Mart is offering customers a layaway program.

The option is being offered nationwide Sept. 16 through Dec. 14, and can be used for jewelry, as well as toys and electronics.

Wal-Mart will fully refund the $15 layaway open fee on a gift card for customers who make their final payment.

Customers who like their local Wal-Mart on Facebook will get early layaway access.

“Last year, millions of Americans relied on layaway at Wal-Mart to provide a great Christmas for their families,” Duncan Mac Naughton, chief merchandising and marketing officer, Wal-Mart U.S., said in a statement. “Because of their feedback, we’re offering the service again this year and making it better than ever.”

JCK