It's fall. Summer vacations are over, children are back at school, the heat of summer has given way to cooler weather, and jewelers are hard at work gearing up for the most important selling season of the year. But the fall of a presidential election year also means pollsters are analyzing every twitch of the American people to see whether soccer moms, young high-tech geniuses, or some new force will be the deciding factor in choosing our next national leader. Much of the twitching public, meanwhile, has probably had its fill of campaigning by now and wishes the election were tomorrow instead of a month away. Obviously, choosing the President of the United States is a very important task, one that requires an educated, informed decision. The candidates' positions on various matters will impact Americans' lives in the macro sense, but the elections that affect your business on a daily