JEWELERS MUTUAL EXPANDS PROGRAM Jewelers Mutual Insurance Co. has expanded its jewelry appraisal liability program for jewelers and jewelry appraisers. The changes follow a tightening of standards for appraisers by insurance companies in recent years, says JMI President Ron Harder. Jewelers Mutual’s original appraisal liability coverage was designed for retail jewelers whose appraisal work was only a small part of their businesses. The new coverage can be added to Jewelers Mutual’s Craftsman policies for bench and repair jewelers and jewelry appraisers, the Businessowners policy for most retail jewelry businesses and the Combination policy program for larger jewelry businesses. To qualify for coverage under the new program, jewelers and jewelry appraisers must meet specific criteria, such as appraisal education, affiliation with appraisal or jewelry associations, jewelry apprai