Appraising ‘Old-Cut’ Gemstones

[Author’s note: Personal property appraising is still a young profession, with the first comprehensive education programs offered in 1982. As with any profession, there will be differences of opinion on the application of principles to particular problems. JCK readers are encouraged to submit their views through letters to the editor or to contact the author directly.] A client brings in a ring she inherited from her mother for an insurance replacement appraisal. It has an old-European-cut diamond center stone in a relatively common platinum Art Deco setting. We were taught to appraise such cuts by estimating their new weight if they were recut to Ideal proportions. Shouldn’t the stone be appraised for what it is currently? Yes, it should. Unfortunately, many appraisers were taught or have been led to believe the opposite is true. This kind of thing should be discussed with the c
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